FAQ | Cook County Car Title Loans

Frequently Asked Questions

Q: Will you be calling my employer and the references I gave?

A: We must call your references and company so that we could verify the accuracy of the information on your application. We handle your personal data with the strictest confidence and we do not divulge the nature of the phone call so that we can protect your privacy. It is important to us that you feel secure in doing business with us.

Q: Will I be able to keep using my car after I get approved and obtain the loan?

A: Yes, we would like you to be able to continue utilizing your vehicle to drive as you like. The rapid funding auto title loans that we offer are created to allow you to keep driving your car because we know you still have to get to and from work plus care for your family. We realize that if you can't drive then you can't work thus we know you must have your car and then keep driving it.

Q: What am I going to require to obtain an instant money title loan from your company?

A: You will have to make sure that you possess the title of your auto with no liens on it, a license from the State of Illinois, your Social Security Card to confirm your identity, proof that your vehicle is insured, a current phone or utility bill to show your residence, the most current pay stub from your pay check, 2 references and a supplementary set of your auto's keys. That is the full list of all you need.

Q: What if I want to pay off my fast money vehicle title loan in less than 42 months?

A: You are free to pay off your loan as fast as you want to. We don't impose a fee for paying it more rapidly like most companies tend to do. You have the right to pay your loan down more rapidly and we don't rely on penalizing people with fees for that.

Q: What are your firm's hours?

A: Our business never closes, we are open at any hour, 7 days a week. You can contact us right here on our website, call us up on the telephone or even come into one of our physical locations and transact us in person. It doesn't matter what) time of day or night it is, we are pleased to help you get the funds you have to have right away.

Q: Could I still get a loan against a car title if I have poor credit or I've had a personal bankruptcy?

A: Of course that is what we are about. You don't have to worry if your credit is bad or even if you have no credit whatsoever and a bankruptcy will never stop you from getting a great vehicle title loan from us. We're more than thrilled to assist you in getting the best terms, as well. Your credit report does not matter whatsoever with us because our lending will depend on the value of your vehicle and not your credit.

Q: Precisely what are Illinois Car Title Loans?

A: We supply you with a fast, warm and friendly service that's dedicated to helping you get the worth of your vehicle in an auto title loan. We help you to get approved fast to be able to have your cash quickly. Our motto is Cash in Just 1 Hour.

Q: How do I go about getting my funds once I am fully approved?

A: All you have to do is come to one of our 400 locations in Illinois to get the cash from your loan. We can also wire the money to your banking account with an electronic funds transfer to make it simpler for you. You get to choose the way you wish to receive your cash and we're pleased to do it the way you would like it.